Pinnacle Associates, Ltd. is proud to be a planning-centric wealth management firm. We are committed to empowering you with the knowledge and tools needed to make informed decisions and help achieve your financial goals.
Our financial planning informational sheets and brochures have been carefully curated to provide you with valuable insights into various aspects of financial planning. Your financial journey is important to us, and we’re here to support you every step of the way.
If you have any questions or would like to discuss how our services can further enhance your financial strategy, please don’t hesitate to reach out to our team of dedicated advisors.
Financial Planning
December 10, 2025
In our Fall Financial Planning Newsletter, we outline the most impactful updates from the One Big Beautiful Bill Act (OBBBA) - including temporary SALT relief, expanded senior deductions, new tax breaks for overtime and tip income, revised charitable giving rules, and the launch of Trump accounts.
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November 10, 2025
In our Spring Financial Planning Newsletter, we explore key topics to consider during times of professional change. Inside this guide, you’ll find essential insights on budgeting, managing both new and existing 401(k) plans, evaluating life insurance options, and reassessing your overall insurance needs. We also explore how these decisions can influence your broader financial strategy.
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Financial Planning
November 10, 2025
I attended two weddings this weekend, and among all the dancing and celebrations, a common question was posed to many of the recently engaged or married couples: “So, are you thinking about buying a house soon?” A simple question that increasingly haunts the younger generation.
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Financial Planning
November 10, 2025
One of the most valuable yet sometimes overlooked investment strategies is tax loss harvesting in taxable accounts. Another prudent approach is trimming highly appreciated and over-weighted positions. Given the market volatility this year, investors may have had opportunities to harvest losses, while also considering reducing large gains in certain stocks following two great years in the stock market.
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Financial Planning
November 10, 2025
Health Savings Accounts (HSAs) offer a unique triple tax exemption along with the possibility for long-term compounding, making them an exciting financial planning tool. Since HSA funds can be distributed at any time for qualified medical expenses, you have the option to pay out-of-pocket for current medical expenses (if your health and financial situation allows), invest the funds held within the HSA, and let the account grow tax-deferred over time.
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November 10, 2025
A Health Savings Account (HSA) is a tax-advantaged savings account designed to help individuals pay for qualified medical expenses. HSA contributions do not have to be spent in the year funded and usually can be invested. This allows the HSA account to grow over time. Since Health Savings Accounts are funded with pre-tax dollars, grow tax-free, and allow tax-free withdrawals for qualified medical expenses, these are the most tax efficient savings vehicles available under the U.S. tax code.
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Founded in 1984, Pinnacle Associates, Ltd. is a forward thinking, multi-billion dollar investment advisory firm focused on transparency and putting clients first. We provide advice to individuals and families, institutional investors and other financial institutions.
