Financial Planning
November 25, 2025
2025
In our Fall Financial Planning Newsletter, we outline the most impactful updates from the One Big Beautiful Bill Act (OBBBA) - including temporary SALT relief, expanded senior deductions, new tax breaks for overtime and tip income, revised charitable giving rules, and the launch of Trump accounts.
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Commentary and Research Papers
November 13, 2025
2025
As interest rates and credit conditions continue to evolve, investors are naturally asking: Where is the best opportunity for income in the fixed-income market today? For clients in higher tax brackets, understanding the relative value of municipal bonds, corporate bonds, Treasuries, and the broader fixed income market is essential. We regularly analyze these benchmarks to help our clients make informed, tax-efficient investment decisions. Here’s a snapshot of the current landscape.
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October 28, 2025
2025
Markets continued their upward trend in the third quarter, building on what has already been a strong year for investors. The major U.S. equity indices all posted solid gains: the S&P 500 rose 7.8%, the Dow added 5.2%, the Nasdaq gained 11.2%, and the small-cap Russell 2000 advanced 12.0%, marking its best quarter since late 2023. Several indices reached new record highs in September, underscoring the resilience of market sentiment despite the growing complexity of the economic outlook.
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November 10, 2025
2025
In our Spring Financial Planning Newsletter, we explore key topics to consider during times of professional change. Inside this guide, you’ll find essential insights on budgeting, managing both new and existing 401(k) plans, evaluating life insurance options, and reassessing your overall insurance needs. We also explore how these decisions can influence your broader financial strategy.
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Financial Planning
November 10, 2025
2025
I attended two weddings this weekend, and among all the dancing and celebrations, a common question was posed to many of the recently engaged or married couples: “So, are you thinking about buying a house soon?” A simple question that increasingly haunts the younger generation.
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Commentary and Research Papers
August 19, 2025
2025
The economic expansion finds itself surrounded by worried onlookers. Growth has stalled, risks are rising, and policymakers are debating their next move. The Trump administration’s executive orders to increase tariffs threaten to act as a fresh shock to an already vulnerable system. While some market voices are calling for prompt interest rate cuts to help cushion the economy, the Federal Reserve appears inclined to stay patient for now.
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Founded in 1984, Pinnacle Associates, Ltd. is a forward thinking, multi-billion dollar investment advisory firm focused on transparency and putting clients first. We provide advice to individuals and families, institutional investors and other financial institutions.
