Financial Planning
September 15, 2023
For parents saving for their children’s college education, a Section 529 plan may offer several advantages. Section 529 plans are operated by individual states and let families set aside money to cover future education expenses on behalf of account beneficiaries.
Read MoreRead MoreFinancial Planning
September 15, 2023
Financial planning is the process of evaluating and choosing an optimal strategy to achieve your financial goals. We work with you to create a personalized plan based on an integrated review of your unique circumstances. As your life changes, we make adjustments to your plan and portfolio, keeping you on the path to success.
Read MoreRead MoreFinancial Planning
September 15, 2023
401(k) plans are tax-preferred investment accounts managed by employers. Traditionally, 401(k)s are funded with pre-tax dollars and taxed at withdrawal. Some plans have Roth options in which the account is funded with after-tax dollars and no tax is paid at withdrawal.
Read MoreRead MoreFinancial Planning
September 15, 2023
IRAs (individual retirement accounts) are tax-preferred investment accounts intended for retirement savings. Roth and Traditional IRAs both benefit from not paying taxes on gains when realized, but they differ in when they are taxed.
Read MoreRead MoreFinancial Planning
September 15, 2023
One of the greatest ways we can add value to our clients is by removing the emotional aspect from investment decisions. Our team has successfully guided numerous entrepreneurs/families through some of the most significant monetary events in their lifetime. Helping clients prosper in a new phase of life is one of our strengths.
Read MoreRead MoreFinancial Planning
September 15, 2023
The Secure Act 2.0 was signed into legislation on December 29, 2022 – with the goal of improving retirement savings options in the United States. And while the bill contains over 90 provisions designed to help Americans strengthen their financial security, we’ve identified the key provisions for individuals in this cheat sheet.
Read MoreRead MoreIndividual - Commentary & Outlook
September 15, 2023
The first half of 2023 has concluded, and it is one for the record books. Despite seemingly countless reasons to be wary of the markets – regional banks collapsing, core inflation (excluding food and energy) stubbornly remaining above or near 5% and a debt-ceiling resolution being pushed to the 11th hour– the S&P 500 climbed over 16% on a total return basis to start the first half of the year.
Read MoreRead More
Individual - In the News
September 15, 2023
As investment managers, it is part of our nature to think about the impact of evolving technology. How will innovative technologies affect our lives? Which companies will benefit? How can modern technologies enhance our capabilities as investment advisors to better serve our clients?
Read MoreRead More
Individual - In the News
September 15, 2023
Pinnacle Associates congratulates Jim Ferrare, CFA, CPA on being included in this year’s Forbes Best in State Wealth Advisors rankings as recognition of his commitment to putting clients first, leading with exceptional ideas, and demonstrating integrity. It’s the sixth year in a row that Jim has been included on the list.
Read MoreRead MoreIndividual - Commentary & Outlook
September 15, 2023
The first half of 2023 has concluded, and it is one for the record books. Despite seemingly countless reasons to be wary of the markets – regional banks collapsing, core inflation (excluding food and energy) stubbornly remaining above or near 5% and a debt-ceiling resolution being pushed to the 11th hour– the S&P 500 climbed over 16% on a total return basis to start the first half of the year.
Read MoreRead MoreIndividual - In the News
September 15, 2023
As investment managers, it is part of our nature to think about the impact of evolving technology. How will innovative technologies affect our lives? Which companies will benefit? How can modern technologies enhance our capabilities as investment advisors to better serve our clients?
Read MoreRead MoreIndividual - In the News
September 15, 2023
Pinnacle Associates congratulates Jim Ferrare, CFA, CPA on being included in this year’s Forbes Best in State Wealth Advisors rankings as recognition of his commitment to putting clients first, leading with exceptional ideas, and demonstrating integrity. It’s the sixth year in a row that Jim has been included on the list.
Read MoreRead MoreFinancial Planning
September 15, 2023
For parents saving for their children’s college education, a Section 529 plan may offer several advantages. Section 529 plans are operated by individual states and let families set aside money to cover future education expenses on behalf of account beneficiaries.
Read MoreRead MoreFinancial Planning
September 15, 2023
Financial planning is the process of evaluating and choosing an optimal strategy to achieve your financial goals. We work with you to create a personalized plan based on an integrated review of your unique circumstances. As your life changes, we make adjustments to your plan and portfolio, keeping you on the path to success.
Read MoreRead MoreFinancial Planning
September 15, 2023
401(k) plans are tax-preferred investment accounts managed by employers. Traditionally, 401(k)s are funded with pre-tax dollars and taxed at withdrawal. Some plans have Roth options in which the account is funded with after-tax dollars and no tax is paid at withdrawal.
Read MoreRead MoreFinancial Planning
September 15, 2023
IRAs (individual retirement accounts) are tax-preferred investment accounts intended for retirement savings. Roth and Traditional IRAs both benefit from not paying taxes on gains when realized, but they differ in when they are taxed.
Read MoreRead MoreFinancial Planning
September 15, 2023
One of the greatest ways we can add value to our clients is by removing the emotional aspect from investment decisions. Our team has successfully guided numerous entrepreneurs/families through some of the most significant monetary events in their lifetime. Helping clients prosper in a new phase of life is one of our strengths.
Read MoreRead MoreFinancial Planning
September 15, 2023
The Secure Act 2.0 was signed into legislation on December 29, 2022 – with the goal of improving retirement savings options in the United States. And while the bill contains over 90 provisions designed to help Americans strengthen their financial security, we’ve identified the key provisions for individuals in this cheat sheet.
Read MoreRead More
Founded in 1984, Pinnacle Associates, Ltd. is a forward thinking, multi-billion dollar investment advisory firm focused on transparency and putting clients first. We provide advice to individuals and families, institutional investors and other financial institutions.
