Commentary and Research Papers
August 19, 2025
2025
The markets have been exceptionally volatile this week, largely driven by the Trump administration’s aggressive tariff policies. With new tariffs imposed on imports from Canada, Mexico, and China, and immediate retaliatory measures from these nations, investors are grappling with uncertainty. But beyond the immediate market reaction, some analysts and commentators have speculated that these moves are part of a broader economic strategy—a potential "hard reset" aimed at restructuring key financial dynamics.
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Financial Planning
November 10, 2025
2025
Health Savings Accounts (HSAs) offer a unique triple tax exemption along with the possibility for long-term compounding, making them an exciting financial planning tool. Since HSA funds can be distributed at any time for qualified medical expenses, you have the option to pay out-of-pocket for current medical expenses (if your health and financial situation allows), invest the funds held within the HSA, and let the account grow tax-deferred over time.
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November 10, 2025
2025
A Health Savings Account (HSA) is a tax-advantaged savings account designed to help individuals pay for qualified medical expenses. HSA contributions do not have to be spent in the year funded and usually can be invested. This allows the HSA account to grow over time. Since Health Savings Accounts are funded with pre-tax dollars, grow tax-free, and allow tax-free withdrawals for qualified medical expenses, these are the most tax efficient savings vehicles available under the U.S. tax code.
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Commentary and Research Papers
August 19, 2025
2025
Last week, President Trump announced the implementation of significant tariffs on goods exported from Mexico, Canada, and China. These tariffs threaten to raise prices and slow economic activity across all four countries. While Congress would usually be involved in setting tariffs, the actions came in the form of three executive orders, with the President claiming the right to impose the duties using emergency authority to combat the flow of illicit drugs, notably fentanyl. The orders will impose 25% tariffs on all goods imported from Mexico and Canada (with the exception of Canadian energy products, where the rate is 10%), and 10% on goods imported from China.
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August 19, 2025
2025
Ryan Fause, Wealth Advisor at Pinnacle Associates shares a quick market update - and invites you to join our upcoming Economic Webinar on February 4th. Register your place today!
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August 19, 2025
2025
What a remarkable year it was for U.S. equity markets in 2024. Major indices posted notable gains, with the S&P 500 achieving its second consecutive year of 20%+ performance for the first time since 1998. The market set a staggering 57 record highs during the year, though it ended slightly below its December peak.
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