Financial Planning
November 10, 2025
2025
Health Savings Accounts (HSAs) offer a unique triple tax exemption along with the possibility for long-term compounding, making them an exciting financial planning tool. Since HSA funds can be distributed at any time for qualified medical expenses, you have the option to pay out-of-pocket for current medical expenses (if your health and financial situation allows), invest the funds held within the HSA, and let the account grow tax-deferred over time.
Read MoreRead MoreWatch NowFinancial Planning
November 10, 2025
2025
A Health Savings Account (HSA) is a tax-advantaged savings account designed to help individuals pay for qualified medical expenses. HSA contributions do not have to be spent in the year funded and usually can be invested. This allows the HSA account to grow over time. Since Health Savings Accounts are funded with pre-tax dollars, grow tax-free, and allow tax-free withdrawals for qualified medical expenses, these are the most tax efficient savings vehicles available under the U.S. tax code.
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Commentary and Research Papers
August 19, 2025
2025
Last week, President Trump announced the implementation of significant tariffs on goods exported from Mexico, Canada, and China. These tariffs threaten to raise prices and slow economic activity across all four countries. While Congress would usually be involved in setting tariffs, the actions came in the form of three executive orders, with the President claiming the right to impose the duties using emergency authority to combat the flow of illicit drugs, notably fentanyl. The orders will impose 25% tariffs on all goods imported from Mexico and Canada (with the exception of Canadian energy products, where the rate is 10%), and 10% on goods imported from China.
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August 19, 2025
2025
Ryan Fause, Wealth Advisor at Pinnacle Associates shares a quick market update - and invites you to join our upcoming Economic Webinar on February 4th. Register your place today!
Read MoreRead MoreWatch NowCommentary and Research Papers
August 19, 2025
2025
What a remarkable year it was for U.S. equity markets in 2024. Major indices posted notable gains, with the S&P 500 achieving its second consecutive year of 20%+ performance for the first time since 1998. The market set a staggering 57 record highs during the year, though it ended slightly below its December peak.
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Commentary and Research Papers
August 19, 2025
2024
With Donald Trump’s recent victory in the presidential election, financial markets are poised for potential shifts across various sectors. Historically, markets tend to stabilize when political outcomes are clear, and now that the election is settled, initial uncertainty has eased. However, as we assess the implications of a Trump presidency, investors are watching closely for policy changes that could affect different asset classes.
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